Welcome to your comprehensive guide to choosing and changing Medicare supplemental insurance plans in Missouri. My name is Drew and I’m a licensed insurance under the Missouri Department of Insurance with a primary focus on Missouri Medicare benefits. Today I will share some insight about Medicare Supplements that you’ve likely never heard as insurance companies and licensed […]
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Life Insurance for Foreigners in the USA: Comprehensive Guide
If you’re a foreigner living in the United States, securing a life insurance policy might feel complicated, but it’s not impossible. Whether you’re here on a visa, a green card holder, or even living abroad but with ties to the U.S., there are options available to protect your loved ones and provide financial security. This […]
Medicare Options in Alaska: Why Medicare Advantage Plans Aren’t Available
If you’re a Medicare beneficiary in Alaska, you might be wondering about Medicare Advantage plans (Medicare Part C). While these plans are widely available across the U.S., they are currently not offered in Alaska due to geographic and provider network challenges. However, Alaskans still have access to essential Medicare coverage, including Original Medicare, Medicare Supplement […]
What is a Single Premium Immediate Annuity (SPIA) and How Can It Benefit Your Retirement?
As you approach retirement, ensuring a reliable stream of income becomes a top priority. For those looking to convert their savings into a stable source of retirement income, buying an annuity such as a single premium immediate annuity (SPIA) can be an effective solution. But what exactly is a SPIA, and how does it fit […]
Medicare Advantage Plans in New York City
Welcome! Today, I will share some insights about Medicare Advantage plans in New York City. Whether you’re in the Bronx, Kings (Brooklyn), New York (Manhattan), Queens, or Richmond (Staten Island), this guide will help you navigate your options. If you’re new to Medicare, don’t skip the important terms section below as it will clarify key […]
Life Insurance for Non-U.S. Citizens, Green Card Holders, and Foreign Nationals
Securing a life insurance policy in the United States is not just for U.S. citizens. Many non-U.S. citizens, green card holders, and foreign nationals can also buy life insurance, allowing them to protect their loved ones and provide financial security regardless of their immigration status or country of origin. Whether you’re a permanent resident, visa […]
What is the Primary Reason for Buying an Annuity?
Get a Quote If you’re nearing retirement, you’ve probably heard about various financial products that promise to secure your future, including annuities. You may be wondering, “What is the primary reason for buying an annuity?” Understanding the core benefits of annuities, particularly fixed annuities and indexed annuities, can help you decide if this is the […]
How to Get Whole Life Insurance: A Step-by-Step Guide
Are you considering getting whole life insurance? A whole life insurance policy is a type of permanent life insurance that offers lifelong coverage and builds cash value over time. Unlike term life insurance, which provides coverage for a specific period of time, whole life insurance covers you for your entire life as long as you […]
How to Buy Term Life Insurance: A Step-by-Step Guide
Are you thinking about buying term life insurance but aren’t quite sure where to start? Maybe you don’t have any coverage, or perhaps you purchased a policy years ago and aren’t sure if it’s enough anymore. The good news is that buying a term life insurance policy doesn’t have to be complicated. In fact, it’s […]
How much life insurance do I need?
Get a Quote Top Life Insurance Statistics for 2024 Understanding some life insurance stats is important when determining how much life insurance you need and the appropriate amount of coverage. According to recent studies from MarketWatch. 52% of Americans have a life insurance policy, but about 100 million need more life insurance coverage. Many overestimate […]