When it comes to protecting your health and your future, working with an experienced health insurance agent in St. Louis with knowledge of the local market can make all the difference.
At Redbird, we connect you with trusted, licensed agents who specialize in helping individuals, families, and small businesses across Saint Louis and Missouri find the right health insurance plan.
From individual health insurance and family health plans to Medicare and group health insurance, our network of qualified, experienced and certified health insurance agents offer personal guidance to ensure you get the coverage you need at a price you can afford.
No call centers. No endless internet searches. Just real, local help. And, you can contact the agents directly and on your own time, we’re not interested in capturing or selling your information!
Recommended Health Insurance Agents in St. Louis.
Below is a list of local health insurance agents in St. Louis that we know and trust will do a good job of serving you. We encourage you to contact them directly at your convenience to determine if they can help you get the health insurance coverage you’re looking for.
| Health Insurance Agent | Insurance Agency Name | Phone Number | Accepts Text Messages |
|---|---|---|---|
| Stacy Haberstroh | Senior Insurance Concepts | 314-517-4073 | Yes |
| Matt Schmidt | The Legacy Group | 314-280-1842 | Yes |
| Lori Barciszewski | Senior Insurance Concepts | (618) 920-2000 | Yes |
| Drew Gurley | Senior Market Advisors | 314-795-5366 | Yes |
Why Work With a Local Saint Louis Health Insurance Agent?
Choosing a health insurance plan can be complicated, especially when you’re comparing different insurance companies, providers, and costs. Our network of insurance brokers and agents offers the experience and support you deserve:
- Local Knowledge: Our agents understand the specific plans available in St. Louis, Missouri, and neighboring areas like Illinois, and how they interact with local healthcare providers.
- Personalized Plans: We help you navigate ACA (Affordable Care Act) options, private insurance products, and Medicare programs based on your unique needs.
- Simplified Enrollment: We’ll walk you through enrollment step-by-step, making it easier to avoid costly mistakes and understand your out-of-pocket costs, deductible, and premiums.
- Access to Top Insurance Companies: Our preferred agents work with major insurance companies and brokerages to offer multiple coverage choices.
- Year-Round Service: Questions about claims, changing coverage, or adding dependents? We’re here for you long after enrollment.
Health Insurance Plans in Saint Louis
Our Redbird-affiliated insurance agency partners specialize in a full range of health insurance and insurance coverage options, including:
- Individual Health Insurance
- Family Insurance and Family Health Plans
- Group Health Insurance for Small Businesses
- ACA Marketplace Health Insurance under the Affordable Care Act
- Medicare Advantage and Medicare Supplement Plans
- Medicaid Guidance and Enrollment Support
- Dental, Vision, and Long-Term Care Insurance
- Commercial Insurance Solutions for Businesses
- Life Insurance for Financial Protection
Whether you’re seeking comprehensive healthcare coverage or looking for help choosing a specific health insurance program, we have you covered.
How to Find the Best Health Insurance Broker in St. Louis
Finding the right health insurance agent in St. Louis isn’t just about finding any plan, it’s about finding the right plan. Our team at Redbird makes it simple:
- Request a Free Consultation: Fill out our short form or call one of the agents listed above.
- Get Matched with a Local Agent: We’ll pair you with a licensed agent who has years of experience in the insurance industry here in St. Louis.
- Review Your Options: Your agent will explain plan choices, costs, and benefits in plain English.
- Enroll with Confidence: Make your decision with expert guidance and ongoing support.
Frequently Asked Questions (FAQ)
What is a Redbird affiliated insurance broker or insurance agency?
We have operated for nearly 20 years in St. Louis and support life and health insurance agencies with a variety of services from customer service consulting to sales support and customer appreciation. Over the years.
Is it cheaper to get health insurance through an agent?
Not always, but in many cases, yes if you’re dealing with a broker.
A licensed health insurance broker can help you find plans that fit your budget, often at no extra cost to you, because their fees are paid by insurance companies, not consumers.
What is the average cost of health insurance per month in Missouri?
The average monthly premium for an individual health insurance plan in Missouri can vary based on your age, income, and plan choice. Many ACA marketplace plans offer subsidies that can significantly reduce your cost.
Average costs for Medicare supplement plans are around $1,400 per year before original Medicare costs and part d premiums.
Most Medicare advantage plans around St. Louis are zero premium, however, some have premiums up to around $100 per month. Which plan is best for you will vary based on a detailed assessment of your usage and history.
What are the disadvantages of using an insurance broker?
While most brokers work in your best interest, it’s important to work with someone independent who offers options from multiple insurance companies — not just one. Redbird only partners with insurance agents who provide a wide range of choices.
Is $200 a month good for health insurance?
It can be, depending on your needs. $200 per month is a common question we get, and frankly, it’s usually associated with some type of subsidy or short term plan.
Some health insurance plans offer minimum essential healthcare benefits for around $200 per month with reasonable deductibles and out-of-pocket maximums. Your agent will help you evaluate whether a plan offers good value or not.
What is a health insurance premium?
A health insurance premium is the amount you pay each month to maintain your coverage, regardless of whether you use healthcare services or not. Some plans such as Medicare Advantage plans have no monthly premium and instead come with a copay schedule that shows how much you pay based on the service you are receiving.
Some plans have premiums paired with a subsidy that is based on income.
Your insurance agent can walk you through the various premium differences as well as how to qualify for potential savings.
Who can purchase Marketplace health insurance in St. Louis?
Any legal resident of Missouri or Illinois without access to employer-sponsored insurance can purchase ACA marketplace plans. Subsidies may be available based on your income.
What is the purpose of a health insurance broker?
A health insurance broker acts as your personal advisor, helping you find, compare, and enroll in health insurance plans that fit your insurance needs, saving you time and money.
Is Health Insurance Tax Deductible?
In many cases, yes. If you’re self-employed or itemizing deductions, your health insurance premiums might be deductible. Always consult with a tax professional.
Are you approaching the age where you need Medicare?
If you’re turning 65, it’s time to start exploring Medicare, Medicare Advantage, and Medicare Supplement options. Our agents can help guide you through Medicare enrollment and explain your options.
How can I find a reliable health insurance agent in St. Louis?
Start with Redbird. Our network of trusted, licensed insurance agents is ready to help you find the right health insurance plan for you, your family, or your small business. We have been building relationships with local health insurance agents across St. Louis for nearly 20 years.
Conclusion
Finding reliable health coverage in Saint Louis doesn’t have to be complicated. With Redbird’s network of trusted local agents by your side, you’ll have confidence in every decision you make about your insurance needs.
Let us connect you with a St. Louis health insurance agent today.