Lincoln is one of our favorite life carriers and definitely one every independent agent or advisors should consider getting contracted with.
About Lincoln Financial Group
Lincoln Financial Group is a prominent life carrier highly recommended for every independent insurance agent or advisor in New York, California, and across the United States. Established in 1905 by Indiana business leaders, Lincoln Financial Group (LFG), a marketing name of Lincoln National Corporation, has grown to become a leading life and financial protection company for independent agents and advisors. Endorsed by Robert Todd Lincoln, the son of Abraham Lincoln, LFG incorporates President Lincoln’s vision and values to build a trustworthy and reliable financial services company.
Ranking in the Top 10 Life and Health Insurers by revenue on the 2018 Fortune 500 list and the 2018 Barron’s 500 list, Lincoln Financial Group assures agents in Fort Wayne, Radnor, and nationwide of the stability of its products and services. With high rankings from AM Best, Fitch, Moody’s, and Standard and Poor’s, it’s clear that LFG is a solid choice for any insurance agent or financial professional looking to offer their clients dependable life insurance products and financial planning services.
Why Insurance Agents Choose Lincoln Financial Group
Lincoln Financial Group is competitively priced on term life insurance products, particularly for amounts exceeding $250,000. While most products are fully underwritten, the TermAccel product facilitates a simplified issue phone interview. Additionally, LFG provides an Executive Benefit planning tool on its website, aiding in strategic product placement for high-profile business clients.
Supporting agents in providing term insurance for mortgage protection to advanced cases like bank owned life insurance, Lincoln Financial is a versatile partner for any insurance agency or broker-dealer. Interested in contracting with Lincoln Financial Group? Request more information today!
Want to Get Contracted with Lincoln Financial Group?
Lincoln Financial Group Life Insurance Products
TermAccel Level Term Designed for individuals under 50 with face amounts of $500,000 or less, this product features a simple phone interview application, fully electronic processing for fast approvals, primarily no medical exam, and competitive underwriting. If no lab work is required, approvals can be as quick as two days.
LifeElements Level Term Tailored for individuals over 50 with face amounts greater than $500,000, this product also offers a simple phone interview application, fully electronic processing, and competitive underwriting. Again, approvals can be as quick as two days if no lab work is needed.
Universal Life
Lincoln Financial offers various UL products, allowing customization based on specific client needs:
- LifeGuarantee UL: Provides guaranteed death benefit and premiums.
- LifeCurrent UL: Offers flexible premiums and coverage amounts.
- LifeReserve UL: Allows for flexible funding and tax advantages.
- LifeGuarantee SUL: A survivorship policy for estate planning with guaranteed death benefit and premiums.
Indexed Universal Life
LFG’s Indexed UL products provide permanent protection and market growth opportunities:
- WealthAccumulate IUL: Offers guaranteed death benefit and premiums.
- WealthPreserve IUL: Provides flexible premiums and coverage amounts.
- WealthPreserve SIUL: Allows for flexible funding and tax advantages.
- LifeGuarantee SUL: A survivorship policy for estate planning with guaranteed death benefit and premiums.
For Business Owners
LFG provides life products customizable for Executive Business owners while offering protection against market fluctuations. The Executive Rider allows for early cash value accumulation and no surrender penalties, beneficial for businesses maintaining a life insurance policy as a balance sheet asset.
For Children
LFG offers several IUL products with cash accumulation and multi-year pay options, such as 10, 15, 20, 30-year terms, assisting with college funding.
Other Products from Lincoln Financial Group
LFG provides a variety of other products:
- Annuities
- Employee Benefits
- Ancillary Benefits
- Workplace Voluntary Products
- Retirement and Wealth Preservation Plans
- Long Term Care Rider
Lincoln Financial Group Financial Rankings
- AM Best = A+
- Fitch = A+
- Moody’s = A1
- Standard and Poor’s = AA-
Lincoln Financial Group Agent Portal Login
Agents can access product descriptions and information simply by going on the carrier site:
Lincoln Financial Group Industry Professionals
Once appointed with Lincoln Financial Advisors or Lincoln Life & Annuity Company, agents can access product descriptions, marketing materials, and other resources on the agent portal.
Become a Lincoln Financial Group Insurance Agent If you are a licensed insurance agent seeking to represent a reputable company, consider Lincoln Financial Group. Offering a range of life insurance products, annuities, and financial services, LFG is an ideal partner for financial professionals and insurance agencies dedicated to providing their clients with financial security and peace of mind. Get contracted with Lincoln Financial Group today!