Redbird Agents

  • Start Here
  • Services
  • Articles
  • Guides
    • Medicare
    • Indexed Universal Life (IUL)
    • Buy Sell & Keyman
    • Annuities
    • Disability Income (DI)
    • Final Expense & Burial
    • Mortgage Protection
    • Accident Insurance
    • Ancillary Insurance
    • International Health Insurance
    • Burial Insurance
  • Secure Portal

Featured In:

  • Redbird Advisors Featured in Inc
  • Redbird Advisors Featured in Yahoo! Small Business
  • Redbird Advisors Featured in LifeHealthPro
  • Redbird Advisors Featured in Startup Collective
  • Redbird Advisors Featured in Forbes

Become an Agent. Join the Redbird Network.

Columbian Life

December 10, 2019 By Redbird Agents

Columbian life is one of the most established final expense companies for independent agents and continues to evolve and stay relevant as more and more players enter the market.

Why Agents Contract with Columbian Life

Columbian has been a staple carrier in the final expense business for many years.  Below are some of the core benefits appointed agents enjoy.

  • Business is commonly issued in 2-3 business days assuming you’re submitting clean applications.
  • Competitive commissions and renewals.  They also have the option for tiered renewals based on how you structure your agency.
  • Extremely intuitive agent portal
  • Simplified underwriting

Click Here to Request Columbian Life Contracting

Columbian Life Final Expense Highlights

  • Lowering of the age from 25-85
  • Minimum face amount for Classic I ages 45 to 85 is being lowered to $2,500
  • Classic II graded benefit will be available from $2,500 to $15,000 at all issue ages
  • The Accidental Death Benefit Rider will be available for issue ages 25 to 65
  • Waiver of Premium will be available for ages 25 to 55
  • The new Grandchild Term Rider will be available with Classic I and Classic II at all issue ages and can be used to cover children, grandchildren and great grandchildren of the base insured.  At the low annual premium of $2.40 per unit, $2,500 of coverage will cost only 52 cents per month per child.
  • These changes will take effect for applications dated January 1, 2014 or later.

We all run into clients in the field under age 50 that need the unique underwriting of the over 50 products.  Columbian is an established player in the Final Expense business and this enhancement will allow you to go down market with a strong message and product.

Also, one of our key life carriers will be announcing after the first of the year a fully automated life product issuing up to $399,000.  Here’s more:

  • No phone interview
  • No medical exam
  • Instant decision
  • Five rate classes
  • No-cost nursing home rider
  • E-policy delivery

This will be a game changer for those attacking the middle market.  We’ve yet to find another carrier that comes close to the benefits and pricing of this simplified product.  We will let you know about this as soon as it is official.

Columbian Life Agent Sales Trip

Columbian has started hinting at their next incentive trip and has given us the following clues.

  1. It’s happening in 2021
  2. You’ll enjoy cool ocean breezes
  3. Qualification period is from May 1st, 2019 through October 31, 2020.

Columbian Life Agent Support

One of the other reasons agents love working with Columbian life is due to their access to support materials on the open agent portal.

If you go to Columbian’s site and click on sitemap, you can access all of their relevant materials to support your life sales efforts.

Columbian Life Products

  • Caring Solutions / ParMaster Whole Life
  • Dignified Choice Final Expense
  • Flagship Whole Life
  • Guaranteed Issue Whole Life
  • Monthly Debit Ordinary (MDO) Whole Life
  • New Century Classic Whole Life
  • Preneed
  • Stellar Solutions Universal Life
  • TermLife Simplified Issue Term
  • TermLine 10, 15, 20
  • Facebook
  • LinkedIn
  • RSS
  • Twitter

FREE Impaired Risk Guide

Download The Redbird Ultimate Guide to Writing More Impaired Risk Cases

Get your free copy of Redbird's Ultimate Guide to Writing More Impaired Risk Cases. Contains over 35 pages of content to ensure you always ask the right questions and close more business.

Download your copy!

 

Live Web Training

Get two free sessions this month!

Sign Up
 

 

Agents: Request a Quote

Our Agent Support team is here to help!

Get a Quote
 

 

Join Redbird Today!

Get contracted with our top carriers

Join Us
 

 

Most Popular

Ultimate Guide to Selling Medicare [2022 & 2023]

Ultimate Guide to Selling Fixed Annuities

Guide to Completing Anti-Money Laundering Training: LIMRA & WebCE AML

How to Become a Financial Advisor: The Complete Guide

Sell Mortgage Protection Insurance and Make Six Figures

How to Sell Indexed Universal Life Insurance: Agent’s Ultimate Guide

8 Insurance Agent Resources You Should Know About

Insurance Agent’s Guide to How Business Owners Use Life Insurance

Ultimate Guide to Writing More Impaired Risk Life Insurance

Final Expense Career: 4 Reasons You Should Consider Selling Final Expense

How to Sell Tax-Free Retirement: 6 IUL Sales Tips

Navigation

  • The Opportunity
  • Contracting
  • Insurance Copywriting Team
  • Insurance Websites
  • Insurance Leads
  • Insurance License Prep
  • Continuing Education Courses
  • E&O Insurance
  • Our Team
  • Contact Us

Contact Us

Redbird Agents
Email: Use our contact form
Book a Time:Check open time slots

Stay up to date with REdbird

  • Facebook
  • LinkedIn
  • RSS
  • Twitter

Copyright © 2022 · Privacy Policy

MENU
  • Start Here
  • Services
  • Articles
  • Guides
    • Medicare
    • Indexed Universal Life (IUL)
    • Buy Sell & Keyman
    • Annuities
    • Disability Income (DI)
    • Final Expense & Burial
    • Mortgage Protection
    • Accident Insurance
    • Ancillary Insurance
    • International Health Insurance
    • Burial Insurance
  • Secure Portal